There are many benefits to home ownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.
The National Association of Realtors (NAR) released their findings of a study in which they studied “income growth, housing costs and changes in the share of renter and owner-occupied households over the past five years in metropolitan statistical areas throughout the US.”
Don't Become Trapped
The study revealed that over the last five years a typical rent rose 15% while the income of renters grew by only 11%. If you [...]
There has been much talk about homeownership and whether it is a true vehicle for building wealth. A new report looks at the impact owning a home has on the financial wellbeing of people closing in on their retirement years (ages 55-64).
In recently released study by the Hamilton Project, Ten Economic Facts about Financial Well-Being in Retirement, it was revealed that:
1. Middle-class households near retirement age have about as much wealth in their homes as they do in their retirement accounts.
“Over the past quarter century the largest single source of wealth for all but the richest households nearing retirement age [...]
The latest Home Price Expectation Survey results are out!
Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists about where prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.
Brought to you by Spencer Anglin
Even a small increase in interest rates drastically impacts your budget.
Securing a mortgage now while rates are still low means you can get more house for your money.
Spend your money on your dream home, not on interest.
Brought to you by Spencer Anglin
Credit Repair and Credit Debt Consolidation are a similar service
Credit repair is the process of working with the reporting agencies and creditors to improve the credit report as a way of increasing the FICO score. Credit repair is significant to consumers interested in receiving the benefits of better credit, competitive interest rates and lower payments. The Fair Credit Reporting Act (FCRA) establishes the right to contact credit bureaus to dispute items on the credit report. One may dispute entries that are incorrect, incomplete or unable to be verified. If the bureau cannot prove [...]
True Secret to Success (It's Not What You Think)
BY GEOFFREY JAMES
If you're not exercising this emotional muscle, you're probably setting yourself up for failure. I'm utterly convinced that the key to lifelong success is the regular exercise of a single emotional muscle:
Below is a comparison to show a new homeowner how skipping just a single cup of coffee or a can of soda a day can make a huge difference in their financial futures – allowing them to pay off their home mortgage up to 8 years early, saving thousands in interest charges. All of that saved interest can be used to fund college educations, retirement, or help you move up to that home of your dreams.
Save that money now, and use it when you really need it. Take a look by clicking on the image below. (And [...]
Challenge: It's not just a word
My journey started with my brother. Over the past 20 years my brother has gotten to over 300 pounds. After many hours of discussions and motivational pep talks, my brother decided not only to join Lifetime, but also to commit to the Weight Loss Challenge. I wanted to be an example for my big brother. I believed in my heart I could transform as well. I had to make the decision to compete, the challenge with that was, I am 49 years old and I had never been an athlete, much less competed in anything [...]