Home-Equity-KCM
There has been much talk about homeownership and whether it is a true vehicle for building wealth. A new report looks at the impact owning a home has on the financial wellbeing of people closing in on their retirement years (ages 55-64). In recently released study by the Hamilton Project, Ten Economic Facts about Financial Well-Being in Retirement, it was revealed that: 1. Middle-class households near retirement age have about as much wealth in their homes as they do in their retirement accounts. “Over the past quarter century the largest single source of wealth for all but the richest households nearing retirement age [...]
Fri, Jul 17, 2015
REMTW
Slide12
The latest Home Price Expectation Survey results are out! Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists about where prices are headed over the next five years. They then average the projections of all 100+ experts into a single number. Brought to you by Spencer Anglin [...]
Mon, May 18, 2015
REMTW
Cost-of-Interest
Some Highlights: Even a small increase in interest rates drastically impacts your budget. Securing a mortgage now while rates are still low means you can get more house for your money. Spend your money on your dream home, not on interest. Brought to you by Spencer Anglin [...]
Fri, May 15, 2015
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FM2015
It's time for the next Home Price Expectation Survey! Brought to you by Spencer Anglin Download Your Own Winter 2015 Home Buyer and Home Seller Guides! [...]
Thu, Jan 08, 2015
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November2014-13
I heard it all last spring and again this summer, “I'm waiting to see if rates will get better.” or “I think that home values might be going down soon.” Well let me dispel those rumors for you here: Brought to you by Spencer Anglin [...]
Wed, Nov 12, 2014
REMTW
Credit Myths Credit Repair and Credit Debt Consolidation are a similar service Credit repair is the process of working with the reporting agencies and creditors to improve the credit report as a way of increasing the FICO score. Credit repair is significant to consumers interested in receiving the benefits of better credit, competitive interest rates and lower payments. The Fair Credit Reporting Act (FCRA) establishes the right to contact credit bureaus to dispute items on the credit report. One may dispute entries that are incorrect, incomplete or unable to be verified. If the bureau cannot prove [...]
Mon, Aug 04, 2014
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thank you
True Secret to Success (It's Not What You Think) BY GEOFFREY JAMES If you're not exercising this emotional muscle, you're probably setting yourself up for failure. I'm utterly convinced that the key to lifelong success is the regular exercise of a single emotional muscle: Gratitude (more…) [...]
Tue, Apr 08, 2014
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Michael
Below is a comparison to show a new homeowner how skipping just a single cup of coffee or a can of soda a day can make a huge difference in their financial futures – allowing them to pay off their home mortgage up to 8 years early, saving thousands in interest charges. All of that saved interest can be used to fund college educations, retirement, or help you move up to that home of your dreams. Save that money now, and use it when you really need it. Take a look by clicking on the image below. (And [...]
Thu, Mar 27, 2014
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My friends sometimes plan late, we should plan ahead. [...]
Mon, Jan 27, 2014
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michael j barnes 90 day challenge
Challenge: It's not just a word My journey started with my brother. Over the past 20 years my brother has gotten to over 300 pounds. After many hours of discussions and motivational pep talks, my brother decided not only to join Lifetime, but also to commit to the Weight Loss Challenge. I wanted to be an example for my big brother. I believed in my heart I could transform as well. I had to make the decision to compete, the challenge with that was, I am 49 years old and I had never been an athlete, much less competed in anything [...]
Mon, Jan 27, 2014
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